Boiler cover for older boilers

Prices checked on each provider's website on 29 October 2026, for new homeowners. Your price may vary by postcode, boiler and excess.

Can you get cover for an old boiler?

Often, yes. Of the providers we compare, Hometree says its boiler plans cover gas boilers of any make or age. Other providers may ask about your boiler's age and condition when you get a quote, so give accurate details: a claim can be turned down if the information you gave was wrong.

The big catch: replacement

Cover will pay to repair an older boiler, but usually not to replace it. All three providers we compare only replace a boiler they can't fix if it's under 7 years old, with other conditions. If your boiler is older and can't be repaired, you'll normally pay for a new one yourself, though some providers offer a discount.

What to check before you buy

• Parts availability. Some plans limit what they'll do if parts for an old model are no longer made. Read how the policy handles this.
• Pre-existing faults. Anything already wrong when you join isn't covered, and older boilers are more likely to have a problem you haven't noticed yet. Getting a service before or soon after you join can help.
• The year-two price. Older boilers tend to need more claims, and claiming can affect your renewal price. Hometree says it won't raise your price above inflation if you haven't claimed.
• The excess. If you expect to claim more than once a year, a lower excess may work out cheaper overall. Boiler cover with no excess.

Is it worth it for an older boiler?

Usually more than for a new one. A new boiler is often still under the manufacturer's warranty, so cover can overlap with protection you already have. An older boiler has no warranty and more to go wrong. See is boiler cover worth it? for the full set of questions.

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Related help

• What boiler cover doesn't include
• Boiler keeps turning off

Last updated 30 October 2026